HARDSHIP....... HOW DO WE GO ABOUT IT.

Life seldom presents one with only good things and thus we are stuck dealing with hardships and events not to our liking. How can we do this without resorting to unenlightened tactics such as whining, anger and stress?

NIGERIA: WHAT'S THE FUTURE PLAN

Nigeria relies on crude oil sales for more than 90 percent of its export earnings. With the dramatic drop in the price of crude oil in the wake of the global economic crisis, Nigeria’s income has diminished. The drop in the price of crude oil and the sweeping panic following the sub-prime mortgage market collapse in the U.S. in 2008 saw foreign investors pulling their money out of the country and resulted in a shortage of hard currency. This led to a fall in the value of the local currency, the Naira. In the black market, where most Nigerians source their hard currency dropped by about 50 percent. The official rate also fell to N145. Inflation Higher production costs for the manufacturing sector are transferred on to consumers leading to inflation. Just like the manufacturing sector, small businesses transfer some of their costs to the consumer. According to Nigeria’s National Bureau of Statistics, inflation rose from 8.2 percent in April, to 9.7 percent in May. The rising inflation and the inability of many Nigerians to cope with it have caused some disquiet around the country. In May, workers started a series of demonstrations to demand higher pay. The main workers union, the Nigerian Labour Congress, NLC, wanted the minimum wage - currently the equivalent of 30 dollars a month - to rise to about 300 dollars. These greatly increased wages say NLC officials, were needed to cushion the effects of inflation.Ismail Bello, an official of the workers' union, fears the worst if the government goes ahead with deregulation. "For us deregulation will mean further increase in prices of petroleum products. For workers we believe that deregulation will bring more pain, it will result in an increase in prices," he said He adds that deregulation "will result in [further] inflation, it will depress workers pay which is already very depressed given the kind of economic crisis that we are going through."

3 PROVEN STRATEGIES TO ACHIEVE YOUR DREAMS IN THIS MELTDOWN

Don't let your goals and resolutions fall by the wayside. Chances are that to achieve your dreams and live a life you love, those goals and resolutions are crucial. Goal setting and goal achievement are easier if you follow these three steps for effective and successful goal setting and resolution accomplishment.
.... You need to deeply desire the goal or resolution. Napoleon Hill, in his landmark book, Think and Grow Rich, had it right. "The starting point of all achievement is desire. Weak desires bring weak results, just as a small amount of fire makes a small amount of heat." So, your first step in goal setting and achieving your dreams is that you've got to really, really want to achieve the goal.
.... Visualize yourself achieving the goal. "The greatest discovery of my generation is that human beings can alter their lives by altering their attitudes of mind." says Lee Iacocca .What will your achievement feel like? How will your life unfold differently as a result? If the goal is a thing, some gurus of goal setting propose that you keep a picture of the item where you see and are reminded of it every day. If you can’t picture yourself achieving the goal, chances are – you won’t.
.... Make a plan for the path you need to follow to accomplish the goal. Create action steps to follow. Identify a critical path. The critical path defines the key accomplishments along the way, the most important steps that must take place for the goal to become a reality. Stephen Covey said, "All things are created twice. There's a mental or first creation, and a physical or second creation of all things. You have to make sure that the blueprint, the first creation, is really what you want, that you've thought everything through. Then you put it into bricks and mortar. Each day you go to the construction tool shed and pull out the blueprint to get marching orders for the day. You begin with the end in mind." He's right. COME BACK FOR THE NEXT 3 POINTS.

LOST YOUR JOB? WHAT NOW?

Being persistent and not giving up is the most important lost job advice you can get. Yes, things might look hopeless right now, but the harder you work at finding another job, the greater your chances will be. It might take you a while this time because of the economy to find a new job but you need to keep your spirits high.
While you will want to spend a large part of your free time looking for jobs, this is your chance to branch out and learn some new skills. The Internet has created many new online jobs and opportunities which are out there to be learned. There are many legitimate money making ideas online and while it may be difficult to distinguish between the scams and real opportunities at first, after you learn a few things you will see the real money making potential.
The Internet is worldwide now and it is a resource that you should learn to use. Company recruiters now do much of their recruiting online and you need to make sure you have a presence at all the main job web sites. Likewise, the Internet is being used by millions everyday to either make a living or to supplement one. Take this time when you don’t have a job to learn what you can do to add to your income via the online world. You may just find that you can turn it into your own full time job and never need another job interview again. VISIT : CASHCRATE

HOW TO MAKE MONEY WITH CASHCRATE

After graduating college, many people plan on starting work in a career they love, handle their finance responsibly, and build a fulfilling life. Life in Nigeria seem not to be so. With this economy meltdown, daily retrenchment and limited employment opportunities we face everyday, it behooves us to try other means of making ends meet. It may be a slow means but it is also a steady one. Welcome to the secret to making money with free paid surveys and is by referring people. Yes, you should start by filling out a few surveys, but that won’t make you rich and it is a lot of work.
There are several that can be used with CashCrate. The real way to make money with paid surveys is by referring lots and lots of people and having them sign up under you. You want them to fill out the surveys and also sign up people under them. Since CashCrate is a two tier system, you get commissions on both!
I get my referrals from this blog. I am always trying to get more referrals and so should you. The more referrals you get the more money you will make. It is free to sign up to CahsCrate so getting referrals is not too hard. Remember to tell everyone that is FREE to signup and start making money.

WHAT JUMPSTARTS YOUR DAY

Today I want to share with you one of the mostpowerful techniques that can jump-start your dayand give you all the positive energy you need.It's called The Identity Board.It is fun and it works! A lot of times we lackjust a little bit of courage, self-confidence ordetermination to pursue the goals that we reallywant.Our thoughts and behaviors are mainly determinedby our belief system. Our self-beliefs (how wesee ourselves) play an important role in how weinteract with other people and what self-image weproject for the others to see. The identity board allows you to strengthen yourpositive strains and transform your negativetraits of character into positive ones. Identity Board is a powerful motivational tool,because it combines all the benefits of two mainmotivational techniques - visualization andpositive affirmations.

WHAT DO WE LIVE FOR?

If the world around you doesn't fulfill your expectations, and thoughts like "What do I live for?" and "What is the meaning of my life?" keep bothering you, we need to talk. It's not a feeling of melancholy, and no medicine will cure it.
Rather the answer is you are so special. The black dot in you heart has just begun to grow. You are in the beginning of your path. Thousands of people were shown that way and they are on the move already.
Age, religion, race and gender don't matter. Find out the truth about yourself.